Our Plans

Dental:


Ameritas

A division of Ameritas Life Insurance Corp., Ameritas is proud to offer flexible dental plans backed by efficient, informed and accessible customer service.

eServices
We offer enhanced online services for employees and dentists, with quick access to dental benefits and coverage information.

Plan Members
With a secure member account, you have benefit summary information for you and your dependents at your fingertips. You can view a benefit summary, certificate of coverage, pending and paid claims, pretreatment estimates and the status of plan maximums and deductibles.

Dentists
Your secure account lets you quickly verify patient benefits, view dental and/or orthodontic claims, confirm payment amounts and check dates for processed claims.

Find a Dental Provider
Need to find a dentist in your area? Choose one from our Participating Provider Organization (PPO) and you'll be sure to get impeccable service at a great price.

Ameritas Group:
  • Processes more than 2.6 million dental claims each year. The accuracy of processed claims exceeds 99% and we have a claims processing turnaround time of 5-10 working days.
  • Has a high-tech electronic claims system designed specifically for processing dental claims.
  • Consistently earns high ratings from the industry's leading independent insurance analysts for its outstanding financial strength and operating performance.


Anthem Blue Cross

When it comes to oral health, Anthem leads the way with popular and affordable dental plans that give members access to one of the largest dental networks in the nation. With nearly 123,000 dentists and 335,000 access points across the US, 98% of our members are within 10 miles of an in-network dentist ensuring high-quality care and industry-leading discounts.

When you choose Anthem Blue Cross, you're backed by a leading company that has...

  • 9.3 million dental members
  • 80,000 dental groups
  • 45 years in the dental business
  • 98% year-over-year group retention
  • 33% average in-network savings

As a health care and dental innovator, Anthem understands the important role oral hygiene plays in a member's overall health. That's why we offer extra cleanings and periodontal maintenance for members with certain medical conditions such as diabetes, pregnancy, heart problems, organ and bone marrow transplants, and cancers treated with chemotherapy or radiation. In addition, our members get direct and personal email access to licensed dental professionals, online dental health assessment tools, dental cost estimators, and international emergency dental care.

If you are looking for a dental carrier that is dedicated to providing exceptional benefits at affordable prices and outstanding service, then look no further than Anthem.


 
Assurity

Assurity Life today is a diversified financial services organization, licensed in 49 states and the District of Columbia.  We value and maintain the principles on which our original companies were founded - our mutual company heritage with its basic premise of working for the best interests of our policyholders and an unrelenting commitment to financial strength and stability.



Delta Dental of California helps people make smart decisions about their oral health. Our innovative dental benefits plans emphasize preventive care, are easy to use and include thousands of in-network dentist locations in California.

Our diverse client list includes everyone, from individuals and families to public agencies to small businesses and Fortune 100 companies. Clients and enrollees appreciate the extra value we deliver through cost management systems, extensive dentist networks, quality customer service and expertise gained from 60 years of dedication to dental benefits.

Along with our affiliate Delta Dental member companies, our enterprise forms one of the nation’s largest dental benefits delivery systems, covering 33 million enrollees in 15 states, the District of Columbia and Puerto Rico. All of our companies are members, or affiliates of members, of the Delta Dental Plans Association, a network of 39 Delta Dental companies that together provide dental coverage to more than 68 million people in the U.S.

Our mission: To advance dental health and access through exceptional dental benefits service, technology and professional support. 



EyeMed (Provided by Ameritas) 

For nearly two decades EyeMed has provided flexible, comprehensive vision wellness plans.  We currently serve the vision care needs of approximately 159 million members through 4,000 clients and access to thousands of private practice and retail-affiliated network providers.

EyeMed offers a variety of plan options to help our clients provide the vision care best suited to their employees' needs.  A combination of copayments, allowances and discounts helps us create a flexible plan and complements existing medical and ancillary coverage.

Our program makes it easy to protect your vision and your health by providing:
  • No claim forms for in-network services
  • Customer service representatives available seven days a week
  • Freedom to choose from a wide selection of providers in California and across the country
  • Additional discounts on non-covered items, laser vision correction surgery and replacement contact lenses by mail


Landmark Healthplan, Inc.

Landmark is dedicated to serving the needs of its health plan, TPA and employer group clients.

Since 1985, seamlessly integrated physical medicine administration, care management, analytics, and patient focused programs have consistently delivered high quality clinical outcomes at a reasonable cost to clients.

Landmark Healthplan of California provides insured chiropractic, acupuncture and combined chiropractic/acupuncture benefit plans for more than 150,000 fully-insured and self-funded members in California.

  • Network-based benefit plans offer flexible copay and visit limit options that are available to health insurance carriers and employer groups of 2 or more employees.
  • Plan designs meet a wide range of employers' health and wellness objectives - Standard Plan or Expanded Plan.
  • Select from network, medical management and claims processing services for self-funded employer plans.
  • Members have direct access to any chiropractor or acupuncturist on Landmark's fully credentialed network and may change practitioners at any time.  Members call their selected practitioner, schedule their appointment and pay the appropriate copay when they present for services.
  • Proposed treatment is peer reviewed for medical necessity according to Landmark's evidence based guidelines to ensure, safe, quality, affordable care.
 


It's not hard to find a carrier to offer a dental plan at a desired price point. The challenge is balancing cost with employee needs. That's why MetLife developed 8 customized plan options for Choice Builder based on the latest market trends, clinical research, and dentist protocols. These plans maximize value for consumers by combining strong network access with enhanced in-network benefits. You choose the plan that's right for your company and your employees at the right price.

Make the most of our expertise.
55+ years of dental benefits experience:

  • Covering more than 21 million people1
  • Providing dental benefits to 49 of the top 100 FORTUNE 500® companies2

Local dentists your employees want:

  • More than 372,000 participating dentist access points3 - including 92,000 dentist and specialist access points in California4. Go to: metlocator.metlife.com to find a dentist

Deep discounts:

  • Negotiated fees can be up to 45% below community average charges5 with discounts exceeding the national industry average by 2.4%6
  • Exceptional service:

    • Over 30 million claims processed each year with 77% auto adjudication and 99.9% payment accuracy rates7
    • 96% of MetLife plan participants are very satisfied or satisfied with MetLife Preferred Dental Program overall8

    Go to MetLife.com/Dental to learn more about MetLife's solutions, network strength, and plan savings. 

    Like most benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions of benefits, limitations and terms for keeping them in force.

    1MetLife data as of January 2016
    22016 MetLife Market Research, FORTUNE 500®, April 2016. FORTUNE 500® is a registered trademark of FORTUNE® magazine, a division of Time, Inc.
    3As of February 2017
    4As of February 2017
    5Based on internal MetLife analysis. Negotiated fees are subject to change
    6Ruark Consulting Dental PPO Network Study, 2015 edition
    7MetLife data as of year-end 2015
    82015 Plan Participant/Claimant Satisfaction Study. Results based on MetLife dental plan participants who visited a dentist and responded to the survey


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    Insurance underwritten by: Metropolitan Life Insurance Company, New York, NY 10166



    VSP


    VSP is dedicated to offering affordable, high-quality eye care plans that promote visual wellness and improve their members' quality of life.  As the nation's largest provider of eye care coverage, thousands of companies rely on VSP to provide a range of vision plans.

    VSP provides coverage to more than 55 million members nationwide.  Their provider network includes more than 25,000 doctors in 19,000 offices around the country.  Whether their members live in cities, suburbs or rural areas, their doctors are nearby - an average of only four miles from where our members live and work.
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